What is it?
Automatic payments without the hassle.
Subscriptions is a Payphone Business solution that collects payments for you, automatically. You define the plan once: amount, frequency, and duration. From then on, payments are handled automatically. No reminders. No calls. No need to keep track.
Full automation
Payments are processed automatically, with no manual intervention required.
Real-time notifications
You and your customer receive automatic confirmation for every payment.
Sectors
If you bill frequently, this is for you.
If your business relies on recurring payments, Subscriptions makes everything simple.
Education
Memberships
Health
Insurance
The options.
Two ways to get paid, depending on your business.
Fixed rate
Fixed amount for all your subscribers
Everyone pays the same. Create the plan, share a single link, and once they subscribe, they start paying you automatically.
Ideal for gyms, schools, and any business with a flat rate for all its clients.
Variable rate
Different amount for each subscriber
Every client pays differently. Generate a link for each person and set the amount from your dashboard.
Ideal for insurance companies, brokers, and professional services where the rate depends on the client's profile.
How Subscriptions work for your business.
Create your plan in minutes, zero integrations required
Share the link via WhatsApp, social media, or email
We handle the billing for you
It’s that simple.
Get started today
It's easy for your customer, too.
Your customer doesn't need a Payphone account. In 3 simple steps, they can start paying you automatically:
Click the link and review the plan terms in seconds.
Authorize recurring payments just once with their Visa or Mastercard.
They receive confirmation for every payment and can cancel whenever they want.
Benefits
Your payments on autopilot.
With Subscriptions, you spend less time collecting payments
No more manual billing
Everything under control
More on-time payments
You're in control
Benefits
Switch to Subscriptions and make your billing more reliable.
Give your customers complete clarity at checkout and earn their trust and loyalty month after month.
Total transparency
Instant confirmation
Protected data
Seamless experience
Terms and conditions
What you need to know.
Review these terms before activating Subscriptions.
Terms and conditions
Currency
USD
Maximum amount per cycle
USD 1,500
Maximum cycles per plan
24
Available frequencies
Monthly - Yearly
Accepted cards
Visa and Mastercard (credit and debit)
Plan duration
Indefinite or with an end date
Does not apply to payments made with Payphone app balance.*
Your money and your customers, well looked after.
Every payment is secured with the best technology and data protection systems.
Secure tokenization
Card data is never stored in any system. Each charge operates using an encrypted token.
Verifiable consent
Each authorization is recorded with a timestamp, IP address, device, and ID number.
Regulatory compliance
In compliance with Central Bank of Ecuador regulations and Visa and Mastercard standards.
Transparent checkout
No surprise charges. The customer explicitly sees and accepts the terms before any payment is made.
How do I activate subscriptions for my business?
An advisor will contact you to see if you qualify.
We review your documentation and terms, and if you qualify, we grant you access.
We make everything clear from the start in a contractual document.
Create your plan and that's it. Start collecting payments automatically!
Request activation
Have questions?
FAQs.
Find answers about security, fees, and bank compatibility.
Yes. You can create multiple plans with different amounts, frequencies, or durations. Each one operates independently.
Learn more
It retries automatically. If it still doesn't go through, we’ll notify you instantly so you can decide what to do: talk to your customer, update the payment, or pause the subscription.
Learn more
No. Active plans cannot be edited. If you need to change something, just create a new one. It only takes a few minutes.
Learn more
Yes. They can cancel it at any time using the link they receive via email.
Learn more
No. They don’t need to register. They just need a valid Visa or Mastercard credit or debit card.
Learn more
If you’re already collecting payments every month...
Make it happen automatically.
We’ll let you know if your business qualifies and how to get started.
The process is quick, and we’ll support you every step of the way.
