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Get paid
online with a link or in person with a QR code.

Payphone is the app that lets you accept all card payments right from your phone.

Download the app now

Scan the QR

Who is it for?

Get paid your way, simple as that.

Whether you accept payments in person or from your phone, this is for you.

Profesional independiente cobra con Payphone a sus clientes a distancia.

Freelance professionals

Send a payment link via WhatsApp or show your QR code from your phone. No bank account. No subscriptions.

Entrepreneur uses Payphone on her smartphone to charge her customers.

Entrepreneurs

Do you have a physical store? Make simple payments with your QR. Are you selling online or are you out of town? Get paid with your link, wherever you are.

Vendedora de e-commerce cobra a sus clientes a distancia utilizando la app de Payphone.

E-commerce seller charges her customers remotely using the Payphone app.

Social sellers

Take payments through WhatsApp or social media by sharing your payment link. Accept any card, securely and easily.

From your store or counter.

Get paid in person with a QR code.

Show your QR and get paid, no card reader required.

Accept Visa, Mastercard, Diners, and Discover.

Create your QR code on your Payphone app.
Your customer scans it.
You get your money instantly.

Download the app

Scan the QR

Hombre paga a la vendedora a través del código QR de Payphone.

Emprendedora acepta pagos a distancia con su link de Payphone.

Get paid remotely

Accept payments with a link from anywhere.

Turn your social profile into a storefront or get paid via WhatsApp. Accept card payments wherever you are.

Entrepreneur accepts remote payments with her Payphone link.

Open payment link

No fixed amount: your customer enters the amount and pays

Add it to your social profiles and accept payments from anywhere

Fixed payment link

You set the amount — your customer just pays

Perfect for sending directly via WhatsApp

Installments, so you don't miss a sale!

Offers your customers installment payments at 3, 6, 9 and 12 months when they pay with Payphone.

You get paid instantly; your customer pays in installments with their bank.

No extra setup: already enabled.

No hidden terms: available for purchases over $50 USD.

Emprendedora atiende a su cliente desde su laptop.

*T&C applies. Applies only to cards issued in Ecuador.

Download Payphone

Your money, right in your balance

Your payments come with benefits.

Get paid easily, no fine print, no bank account required.

Download the app

Scan the QR

Receive online payments from your customers or community

Use an open link, put it in your profile and let them pay you what they want, when they want to.

No bank account needed

Say goodbye to banks and paperwork. Accept payments with QR codes or payment links straight from your phone.

Mecánico apoyado en una van cobra a través de WhatsApp con un link de pago Payphone.

Simple flat fees, no surprises

Pay a 5% + VAT fee per transaction. No hidden costs. No weird conditions.

Accept Visa, Mastercard, Diners & Discover

No hassle. More cards accepted. Get paid easily and sell more with Payphone.

How to accept payments with Payphone?

Choose the way that works best for you.

Download the app

Scan the QR

Thousands are already getting paid with Payphone.

Here’s what people are saying about the payment link and QR code.

Business

Andrea Chavez

Jewelry store

“I used to be afraid to charge the costs with a card but with the link I send it through IG and I can easily charge”

María López

Plant store

“I have the QR printed on a plate and I leave it on the counter. People charge themselves hahaha. I love it.”

Business

Jorge Vásquez

Employee + Dessert Shop

“The QR works for me when I deliver the products in person. It's just showing the code and bye.”

Kevin Jaramillo

Coffee Shop in Cuenca

“With the pure QR I charge on site without the need for makina or anything unusual. I just show my cell phone and let's go.”

Business

Personal

“I used to charge with a transfer but with a link it's simpler and it looks more pro.”

Isaac Moreira

Freelance graphic designer

Anabel Guerrero

Event Organizer

“I use it to charge from my cell phone when I go to fairs, without charging anything extra, it's my second income.”

Personal

Business

Luis Almedia

Sportswear store

“I literally charge with a link from anywhere, I no longer lose sales because I don't have devices, I recommend it”

Pamela Castro

Business and entrepreneurial advisor

“I sell from the office with the link I charge through Watsap without having to go out or borrow accounts.”

Business

Personal

Emily Rivera

Study and work

“I made your link to my mom to sell on Instagram and pray she's the happiest haha”

Business

Andrea Chavez

Jewelry store

“I used to be afraid to charge the costs with a card but with the link I send it through IG and I can easily charge”

María López

Plant store

“I have the QR printed on a plate and I leave it on the counter. People charge themselves hahaha. I love it.”

Business

Jorge Vásquez

Employee + Dessert Shop

“The QR works for me when I deliver the products in person. It's just showing the code and bye.”

Kevin Jaramillo

Coffee Shop in Cuenca

“With the pure QR I charge on site without the need for makina or anything unusual. I just show my cell phone and let's go.”

Business

Personal

“I used to charge with a transfer but with a link it's simpler and it looks more pro.”

Isaac Moreira

Freelance graphic designer

Anabel Guerrero

Event Organizer

“I use it to charge from my cell phone when I go to fairs, without charging anything extra, it's my second income.”

Personal

Business

Luis Almedia

Sportswear store

“I literally charge with a link from anywhere, I no longer lose sales because I don't have devices, I recommend it”

Pamela Castro

Business and entrepreneurial advisor

“I sell from the office with the link I charge through Watsap without having to go out or borrow accounts.”

Business

Personal

Emily Rivera

Study and work

“I made your link to my mom to sell on Instagram and pray she's the happiest haha”

Have questions?

FAQs.

Find answers about security, fees, and bank compatibility.

Is it safe to use Payphone?

Yes. Your money and personal information are encrypted and protected under financial industry standards.

We’re also PCI DSS 4.0 certified (unique in LATAM) and comply with data protection regulations.

Learn more

What are the fees?

We charge a transparent, fixed fee of 5% + VAT per transaction. No hidden costs.

Learn more

What cards do you accept?

Payphone accepts Visa, Mastercard, Diners, and Discover cards.

Learn more

Do I need a bank account?

Nope. No bank account needed. Sign up for the Payphone app and start accepting payments right away.

Learn more

How does payment with a QR code work?

From the Payphone app, you create a QR code with the amount. Your customer scans it, pays, and the money goes straight to your balance.

Learn more

Start getting paid today.

Create your account and accept card payments from your phone. No bank, no card reader, no waiting.

Download the app

Scan the QR

Get your money instantly

Managed accounting with WISE. Computer platform for accounting management and administration.

Get paid
online with a link or in person with a QR code.

Get paid your way, simple as that.

Get paid in person with a QR code.