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How Payphone works in Ecuador.

Anyone can accept card payments, individuals or businesses.​

See how easy it is to accept card payments with us.​​

Scan the QR

Get paid today

See how it works

Who is it for?

Payphone is for people and businesses.

From accepting online payments to turning your Android phone into a card reader.​ Get paid your way with Payphone.​​

Scan the QR

Get paid today

See how it works

Woman uses the Payphone Personal app to manage her collections.

Payphone Personal

Anyone can get paid by card using their phone, by sending a payment link via WhatsApp or showing a QR code on the screen.

Entrepreneur uses Payphone Business to run his business.

Payphone Business

Simply integrate your payment button into your online store, get paid with a QR code or use a payment link to sell directly through your social networks.​

How Payphone works.

Woman uses Payphone to manage her collections.
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How much does it cost?

A single commission of 5% and you pay only when you sell!

No monthly fees.​
With Payphone, you pay only when you get paid.

  1. For each sale, you pay a commission of just 5% + VAT on that percentage.​
  2. No minimum sales amount: get paid from $1 USD onward, with the same commission.​
Entrepreneur charges through Payphone Business to a man who uses the Payphone Personal app to pay him.
Man receives payments on his Payphone app and can now recharge his Payphone Mastercard.

Your money, wherever you need it.

Your Payphone balance, the center of everything.

Keep it in Payphone, transfer it to your card, or send it to any bank..

  1. Top up your Payphone Mastercard and shop worldwide.
  2. Pay or get paid instantly between Payphone accounts at no cost.

No minimum sales required

Accept card payments in any situation!

If you sell online, at your place, through socialnetworks, or on the go, Payphone is for you.

  1. Do you sell at your place or attend fairs? Get paideasily with a QR code.
  2. Use Tap to accept payments for yourprofessional services from your phone.
  3. Get paid simply and securely from your onlinestore with the payment button.
We see entrepreneurs who use both the QR and the payment link to be able to charge their customers by card.

Scan the QR

Get paid today

See how it works

Receive card payments your way.

Market seller accepting card payments from her cell phone with an app to charge by card.

Get paid in person with Tap

Tap cards on your Android phone and get paid instantly. No card reader. No banks needed.

Woman paying with Payphone QR from her cell phone in a cafeteria.

Accept payments at your store with a QR code

Show your code, your customer scans it, and you receive your money instantly.

Man sends a remote payment link to receive money in his Payphone account.

Collect payments remotely with a payment link

Selling through social media or away from your store? Collect payments by sending a payment link from anywhere.

An entrepreneurial woman implements the Payphone payment button on her website to be able to charge her customers by card.

From your website with a payment button

Accept card payments by integrating your payment button with a plugin for Wordpress and PrestaShop.

Get paid with confidence

Security you can
see and feel.

Your money on Payphone is protected under the highest security standards.

Scan the QR

Get paid today

See how it works

Anti-fraud

security with unique certification in LATAM

​We’re the only platform in LATAM certified under PCI DSS v4.0. Your data is protected using the most widely recognized security protocols worldwide.​

3D Secure

technology for every payment

To verify identity and protect each transaction, every payment must be authorized by the account holder.

+11 years

of trust and growth

​Hundreds of thousands of people have trusted and grown with us for over 11 years. Ready to join them?​

Customer testimonials.

See what our customers have to say.​

Personal

Carla M
Make-up artist

“Before only cash... now I charge with a card from my cell 😎 no more 'I forgot my cash'”

Edu Aguirre
Touristic Guide

“I live in Galapagos and I thought I wouldn't be able to charge with a card... but with this app you can 👌”

Personal

Business

Isa & Dani
Florists

“We sell flowers instantly. We send the link and we make the high payment. It's that easy.”

Andrés Ramírez
Insurance Consultant

“They write to me on WhatsApp, I send them the link and that's it. I can't believe how easy it is to charge like that.”

Business

Personal

Carlos Ruiz
Dueño de cafetería

"abrí mi café sin tener q meterme con bancos. payphone me salva para cobrar sin pagar mensualidades"

Ana Torres
Artesana

“tourists told me that they didn't bring cash because if I accepted a card... now I quickly take out my cell phone and get paid in 2 seconds”

Personal

Personal

Valeria Torres
Illustrator and artist

“I don't have a card reader and it's not necessary, with Payphone I charge from my cell phone and it reaches the touch”

Julia A
Stylist

“my clients book me an Instagram account and I give them the link right there. Zero entanglements.”

Business

Personal

Sam Castillo
Yoga teacher

“I used to get nervous about charging with a card. Now with Payphone it's part of my daily life it's simple the truth ✨”

Personal

Carla M
Make-up artist

“Before only cash... now I charge with a card from my cell 😎 no more 'I forgot my cash'”

Edu Aguirre
Touristic Guide

“I live in Galapagos and I thought I wouldn't be able to charge with a card... but with this app you can 👌”

Personal

Business

Isa & Dani
Florists

“We sell flowers instantly. We send the link and we make the high payment. It's that easy.”

Andrés Ramírez
Insurance Consultant

“They write to me on WhatsApp, I send them the link and that's it. I can't believe how easy it is to charge like that.”

Business

Personal

Carlos Ruiz
Dueño de cafetería

"abrí mi café sin tener q meterme con bancos. payphone me salva para cobrar sin pagar mensualidades"

Ana Torres
Artesana

“tourists told me that they didn't bring cash because if I accepted a card... now I quickly take out my cell phone and get paid in 2 seconds”

Personal

Personal

Valeria Torres
Illustrator and artist

“I don't have a card reader and it's not necessary, with Payphone I charge from my cell phone and it reaches the touch”

Julia A
Stylist

“my clients book me an Instagram account and I give them the link right there. Zero entanglements.”

Business

Personal

Sam Castillo
Yoga teacher

“I used to get nervous about charging with a card. Now with Payphone it's part of my daily life it's simple the truth ✨”

Have questions?​

FAQs.

Find answers about security, fees, and bank compatibility.

Is it safe to use Payphone?

Yes, because:

  • Your money and information on Payphone are encrypted and handled in compliance with financial system regulations.​
  • We’re certified under PCI DSS v4.0 (unique in LATAM) and comply with data protection regulations.​
  • You can leave your physical card at home and use it through the Payphone app, reducing the risk of theft or loss.​

With Payphone, you can get paid using your phone in a secure and simple way.

Learn more

What fees do you have?

We charge a transparent and fixed percentage of 5% + VAT from that percentage per transaction. No hidden costs.

Learn more

How can I get paid?

You can get paid in person by:

  • Using Tap on your Android phone.​
  • Showing your QR code to your customer.

Or get paid remotely by:

  • Sending a payment link via social networks or WhatsApp.​
  • Accepting payments from your website by integrating the Payphone payment button.​
  • Receiving transfers from any bank, anywhere in the world.

Learn more

Do I need a bank account?

Nope. No bank account needed. Sign up for the Payphone app and start accepting payments right away.​

Learn more

How do I download the app?

  1. Go to the App Store or Google Play.​
  2. Search for 'Payphone' and follow the instructions.​
  3. Sign up and start getting paid instantly.

The app is free and easy to install.

Learn more

Start getting paid today.

Create your account and accept card ​payments from your phone.​ No bank, no card reader, no waiting.

Download the app

Scan the QR

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© 2025 Payphone