Qué es TAP de Payphone?

TAP es la función de Payphone que convierte un celular Android con NFC en un lector de tarjetas. Tu cliente acerca su tarjeta al celular y el cobro queda listo.

Qué celulares son compatibles con TAP?

TAP funciona en celulares Android con versión 11 o superior que tengan NFC activo y la app actualizada. Por ahora no está disponible para iPhone, porque Apple aún no habilita este servicio en la región.

Qué tarjetas se aceptan con TAP?

Puedes cobrar con tarjetas Visa y Mastercard, de crédito o débito, en un solo pago. Por ahora, TAP no permite diferir. No hay límite en la cantidad de cobros que puedes hacer.

Cuáles son las comisiones de TAP?

Pagas 5% de comisión más IVA sobre ese 5% por cada cobro. No hay mensualidades: solo pagas cuando cobras.

Puedo usar TAP en mi negocio?

Sí. Con Payphone Business activas TAP con tu RUC, decides quién de tu equipo puede cobrar y ves todos los cobros en un solo lugar.

Necesito RUC para usar TAP?

No. Puedes cobrar con TAP sin RUC desde Payphone Personal. Y si empiezas a cobrar seguido, da el siguiente paso con Payphone Business y tu RUC.

Ya uso Payphone, cómo activo TAP?

Actualiza la app desde Play Store. Si aún no ves TAP, escríbele a nuestro equipo de Soporte y te ayudamos a activarlo.

Es seguro cobrar con TAP?

Sí. TAP usa cifrado avanzado, validación biométrica y certificación PCI DSS 4.0.1 para proteger cada cobro. Tu dinero y tus cobros están seguros en Payphone.

Payphone TAP — Turn Your Android Into a Card Reader

Get paid simply, wherever you are.

Accept card payments, no devices needed.

TAP is for businesses that take payments in person, on one or more of their team's phones.

Start taking payments with TAP

How TAP works

Fairs and events

Add payment points during peak hours so that long lines don't cost you sales.

Delivery

Your driver takes card payments at the door, and the sale closes on delivery.

Home services

Each technician gets paid when the job is done, and you know who collected what.

Get paid without banks or extra hardware.

Your payments, simpler. Your business, under control

Accept credit and debit card payments on your team's Android phones.

No card terminal or monthly fees

Forget about paying for hardware and turn every phone into a card reader.

You decide who takes payments

Choose who on your team can take payments, and see who got paid, how much, and when in Payphone Business.

No minimum sales required

Don't wait to grow before accepting card payments. Take payments from as little as $1 with TAP.

Multiply your points of sale

Every phone on your team can take payments, and they all land in one place.

Payphone app interface showing validated contactless card.

Get paid simply with your phone.

What do you need to use TAP in your business?

Android phones with NFC, the app, and your RUC to activate TAP on Payphone Business.

Android

A phone ready to get paid

Compatible phones running Android 11 or later, ready to become card readers.

NFC

For contactless payments

TAP works on phones with NFC. It's what lets you get paid with just a tap of the card.

Payphone Business

For businesses with a RUC

Leave us your details and we'll activate TAP for your business. You decide who takes payments.

How does TAP work?

See how to take card payments from your phone with TAP.

See more tutorials

Your business is ready to get paid without long lines

Leave us your details and we'll help you activate TAP so your business can get paid from a phone.

Get personalized support from our sales team

No card terminals to buy

You decide who can take payments

Collage de cuatro imágenes que muestran el proceso y éxito de pagos digitales: dos manos usando teléfonos para transferir y recibir dinero con un mensaje de 'Pago recibido!', una mujer con auriculares y computadora portátil naranja sonriendo, un hombre usando una laptop con sistema de gestión empresarial visible, y un hombre mostrando un teléfono con pantalla de pago exitoso acompañado del mensaje 'Pago recibido!'.

+550,000

people are already get paid and
move their money with Payphone.

Certifications:

Logotipo de las letras 'PCI' en negrita dentro de un rectángulo blanco ligeramente inclinado sobre un fondo gris oscuro.

Imagen de un candado blanco abierto junto a las letras blancas '3DS' en un fondo oscuro.

Fraud protection

Available across Ecuador

Get paid simply, wherever you are.

Accept card payments, no extra hardware needed

TAP is for people who make things happen.

Scan the QR

Download Payphone

How TAP works

Freelance professional charging with a card from a cell phone with Payphone.

Independent professionals

Get paid from your phone, with nothing to install, and receive card payments instantly.

Entrepreneur accepting card payments using Payphone TAP in store.

Entrepreneurs

They sell at fairs, events, or in their own shops. With TAP, they accept credit or debit card payments without a card terminal.

Entrepreneur using Payphone to manage his business.

Freelancers

They're always on the move and need a simple way to take card payments anywhere.

Young woman using Payphone TAP to charge with a card without a card reader.

Forward thinkers

They hate paperwork and paying for card terminals. With TAP, they accept card payments instantly, no card terminal needed.

Get paid without banks or extra hardware

Simpler payments. More freedom with your money

Accept secure card payments without the paperwork, right from your Android.

No card terminals or subscriptions

Forget about paying for a device and turn your phone into a card reader.

You don't need a bank account!

Just sign up for Payphone, start taking payments, and get your card payments instantly.

No minimum sales required

Don't wait to grow before accepting card payments. Take payments from as little as $1 with TAP.

Flat 5% fee + VAT. No fine print.

You only pay a 5% fee plus VAT on that 5%, and only when you get paid by card.

Interfaz de app Payphone mostrando tarjeta validada sin contacto.

Get paid simply, with your phone.