Recieve money from the U.S. in Ecuador, directly on your phone!

Send money to your family from the United States with Payphone.

It's secure, it arrives instantly, and no banks needed.

Hombre migrante sostiene su celular.

Send money without fees

Connecting your hard work to your family.

Do you work in the US? Simply send money to your loved ones and they receive it instantly in their Payphone app in Ecuador.

Hombre sonriente en Estados Unidos enviando dinero desde su celular con Payphone.

Those who send money

People in the U.S.

Get paid with TAP, a QR code, or a link, have your dollars deposited to your Payphone balance, and send them directly to your family no fees.

Madre e hijo en Ecuador recibiendo dinero en su celular con Payphone.

Those who receive it

Families in Ecuador

Your family gets the money instantly within your Payphone account and you can use it freely. It's very simple to use!

Security for you and your money

You and your money are well protected.

You don't need bank accounts or U.S. documents just your phone, your Ecuadorian ID and that's it!

You don't need a bank account in the U.S.

or immigration status.

You just need your phone, your Ecuadorian ID, and you're ready to send!

Simple registration from your phone, done in minutes

Create your Payphone account, get paid easily, and start sending today!

Highest international level of security

Your data travels encrypted with PCI DSS 4.0 certification (unique in LATAM).

Protection against
cyber-frauds

Every transaction is protected with 3D Secure (3DS) technology.

It's that simple.

How to send money from the U.S. with Payphone?

Keep it in Payphone, transfer it to your card, or send it to any bank.

1.

Download the Payphone app on your phone.

2.

Sign up in minutes. Super simple and no paperwork!

3.

Add money to your balance using a QR code, payment link, or TAP.

4.

Send your money and your family will receive it in their Payphone app in Ecuador!

Mujer enviando dinero a otra mujer desde Estados Unidos a Ecuador utilizando la aplicación de Payphone

Built for you

Benefits of using Payphone.

Send your money safely, without banks or paperwork.

One simple, transparent fee

No fixed or hidden costs. Pay 5%
of commission only when you get paid.

Your money arrives instantly

Your family receives the dollars in seconds, directly in their Payphone app.
Joven enviando dinero desde Estados Unidos a un adulto mayor en Ecuador mediante una app móvil

Send money to Ecuador at no cost!

Send your money to your family without paying fees or hidden costs.

No immigration status required

All you need is your Ecuadorian ID, your phone, and that's it. No U.S. documents required!

Simpler and safer

Traditional companies? Send smarter with Payphone.

Forget about lines, paperwork, and protect your immigration privacy.

Payphone

Other companies

Fees

One, low and transparent

Multiple, high, and confusing

Speed

Instantly, in real time

They take hours or days...

Paperwork

None! Everything from your phone

Long forms, paperwork, waiting in lines

Immigration privacy

Very high, no documents required

Variable

Technology

Advanced and simple to use

Variable

People taking care of their own, one transfer at a time.

Your hard work deserves to arrive safely and instantly.

María Rodríguez, migrante en Nueva York, cliente Payphone

"I clean houses in New York and I was scared to send money because they ask for papers but with Payphone I feel safe and my mom gets it right away."

María Rodriguez

Migrant in New York

Carlos Mendoza, trabajador en Nueva York, cliente Payphone

"I'm a day laborer and never had a bank account here. Before, it was a mess to send money, now with this app I send it and it gets there right away, no questions asked."

Carlos Mendoza

Worker in New York

Ana Pérez, cliente Payphone

"My son sends me what he earns in the U.S. with Payphone and it arrives fast, no fees to send it to another account, and withdrawing it is very simple.”

Aná Perez

Mother of an Ecuadorian migrant

Have questions?​

FAQs.

Here we answer your most common questions about
sending money with Payphone.

How much does it cost to send money with Payphone?

It costs $0. There are no fees for sending money. You only pay 5% when you get paid and if you don't get paid, you don't pay. No hidden costs!

Learn more

In which countries is it available?

Payphone is available in the United States, initially in Wyoming, Florida, and New Jersey and throughout Ecuador. We'll be in more countries soon! Follow us on social media to stay updated.

Learn more

How does my family receive the money?

The money is sent from your Payphone account to your family member's Payphone account. It arrives instantly!

Learn more

Is it safe to send money?

It's very safe!

  • We protect your immigration privacy.
  • We don't ask for U.S. documents.
  • We protect your data and transactions with the most advanced technology and certifications worldwide.

With Payphone, get paid and send money with confidence.

Learn more

Do I need a bank account?

No! Forget about banks. All you need is your cell phone and sign up for Payphone.

Learn more

How can my family member withdraw money from their Payphone account?

When your family member receives your money in their Payphone account, they can transfer it to any bank account at no cost and withdraw it at the bank or institution of their choice. No fine print!

Learn more

Even if you're far away, you'll always be there.

With Payphone, everything you work for comes home safely. Sign up and start sending your money today!

Download the app

Scan the QR