Send money without fees
Connecting your hard work to your family.
Do you work in the US? Simply send money to your loved ones and they receive it instantly in their Payphone app in Ecuador.

Those who send money
People in the U.S.
Get paid with TAP, a QR code, or a link, have your dollars deposited to your Payphone balance, and send them directly to your family no fees.

Those who receive it
Families in Ecuador
Your family gets the money instantly within your Payphone account and you can use it freely. It's very simple to use!
Security for you and your money
You and your money are well protected.
You don't need bank accounts or U.S. documents just your phone, your Ecuadorian ID and that's it!
Scan the QR
Download the app
You don't need a bank account in the U.S.
or immigration status.
You just need your phone, your Ecuadorian ID, and you're ready to send!
Simple registration from your phone, done in minutes
Create your Payphone account, get paid easily, and start sending today!
Highest international level of security
Your data travels encrypted with PCI DSS 4.0 certification (unique in LATAM).
Protection against
cyber-frauds
Every transaction is protected with 3D Secure (3DS) technology.
It's that simple.
How to send money from the U.S. with Payphone?
Keep it in Payphone, transfer it to your card, or send it to any bank.
1.
Download the Payphone app on your phone.
2.
Sign up in minutes. Super simple and no paperwork!
3.
Add money to your balance using a QR code, payment link, or TAP.
4.
Send your money and your family will receive it in their Payphone app in Ecuador!

Built for you
Benefits of using Payphone.
Send your money safely, without banks or paperwork.
Scan the QR
Download the app
One simple, transparent fee
of commission only when you get paid.
Your money arrives instantly

Send money to Ecuador at no cost!
No immigration status required
Simpler and safer
Traditional companies? Send smarter with Payphone.
Forget about lines, paperwork, and protect your immigration privacy.
Scan the QR
Download the app
Payphone
Other companies
Fees
One, low and transparent
Multiple, high, and confusing
Speed
Instantly, in real time
They take hours or days...
Paperwork
None! Everything from your phone
Long forms, paperwork, waiting in lines
Immigration privacy
Very high, no documents required
Variable
Technology
Advanced and simple to use
Variable
People taking care of their own, one transfer at a time.
Your hard work deserves to arrive safely and instantly.

"I clean houses in New York and I was scared to send money because they ask for papers but with Payphone I feel safe and my mom gets it right away."
María Rodriguez
Migrant in New York

"I'm a day laborer and never had a bank account here. Before, it was a mess to send money, now with this app I send it and it gets there right away, no questions asked."
Carlos Mendoza
Worker in New York

"My son sends me what he earns in the U.S. with Payphone and it arrives fast, no fees to send it to another account, and withdrawing it is very simple.”
Aná Perez
Mother of an Ecuadorian migrant
Have questions?
FAQs.
Here we answer your most common questions about
sending money with Payphone.
It costs $0. There are no fees for sending money. You only pay 5% when you get paid and if you don't get paid, you don't pay. No hidden costs!
Learn more
Payphone is available in the United States, initially in Wyoming, Florida, and New Jersey and throughout Ecuador. We'll be in more countries soon! Follow us on social media to stay updated.
Learn more
The money is sent from your Payphone account to your family member's Payphone account. It arrives instantly!
Learn more
It's very safe!
- We protect your immigration privacy.
- We don't ask for U.S. documents.
- We protect your data and transactions with the most advanced technology and certifications worldwide.
With Payphone, get paid and send money with confidence.
Learn more
No! Forget about banks. All you need is your cell phone and sign up for Payphone.
Learn more
When your family member receives your money in their Payphone account, they can transfer it to any bank account at no cost and withdraw it at the bank or institution of their choice. No fine print!
Learn more
Even if you're far away, you'll always be there.
With Payphone, everything you work for comes home safely. Sign up and start sending your money today!
